Research

Publications

Impact of Marketplace Lending on Consumers’ Future Borrowing Capacities and Borrowing Outcomes

- with Sudheer Chava, Rohan Ganduri, and Nikhil Paradkar

Journal of Financial Economics, 142(3), December 2021, 1186-1208

Working Papers

Banking on the Cloud: Impact on Credit Card Borrowers (Job Market Paper)

Presented/Accepted: Boulder Summer Conference Poster Session 2024, China International Conference in Finance 2024

Leaving Them Hanging: Student Loan Forbearance, Distressed Borrowers, and Their Lenders

- with Sudheer Chava and Heather Tookes

- Media: New York Times (June 2023)

Presented/Accepted: Midwest Finance Association Annual Meeting 2024, Financial Management Association Annual Meeting 2023, Georgia Tech – Atlanta Fed Household Finance Conference 2023

Gender and Access to Credit Cards

- with Sudheer Chava, Rohan Ganduri, Nikhil Paradkar, and Linghang Zeng

Presented/Accepted: American Finance Association Annual Meeting 2023, Financial Management Association Annual Meeting 2023, Northern Finance Association Annual Meeting 2023

The Dark Side of Entrepreneurship

- with Sudheer Chava, Manasa Gopal, and Manpreet Singh

Presented/Accepted: University of Kentucky Finance Conference 2023, Boulder Summer Conference Poster Session 2023, Financial Management Association Annual Meeting 2022, Labor and Finance Conference 2022